Explore The Benefits of Zion HealthShare
What is a HealthShare?
With Zion HealthShare, your medical expenses are shared with the Zion HealthShare community when you need medical treatment. Our HealthShare is a nonprofit medical cost sharing program that provides an organized structure for members to contribute toward each other’s medical costs.
Step 1
Members agree to shared standards of healthy living and ethical behavior outlined in the Zion HealthShare Member Guidelines.
Step 2
Each month, members contribute a set amount dependent on their age and household size.
Step 3
When a member requires medical treatment, they request cost sharing from the community.
Step 4
Members pay an initial unshareable amount for each medical need; afterward, eligible costs are shared with funds from member contributions.
How Does a HealthShare Work?
Membership Highlights
Keep your doctor! We don’t limit our members to provider networks and encourage the freedom to choose your provider.
No Network Restrictions
Ideal HealthShare saves members 40-60% on their annual healthcare costs.
Affordable Monthly Contributions
We’re here to help you find low-cost providers and facilities. Customer service is what sets us apart.
Medical Advocacy
We would never decline membership to anyone based on their religious beliefs.
Acceptance For All
We have no annual or lifetime caps on sharing.
Unlimited Sharing
Get acute care anywhere in the world, no travel insurance required.
Worldwide Sharing
Our membership encourages a healthy lifestyle, and we do our best to provide resources and support for your continued health.
Healthy Living
Our Member needs team processes medical sharing requests typically within 7-14 business days.
Efficient Processing
What is Covered
Accidents and unexpected illnesses always come at the worst time. With Ideal health you will be prepared for the unexpected and get the care you need.
Get access to Specialist care like:
Cardiologists, Nephrologists, Neurologist, Orthopedics and many more
Our HealthShare offers outstanding maternity care from prenatal to delivery and postnatal care that gives you many options for how you choose to deliver your baby.
Get access to surgical care from any surgeon in your area with no network restrictions. Take care of your body and your pocket book.
Take care of your most precious treasures, you kids.
Check ups Immunizations Well child visits
Unlimited Sharing for Major life events like Cancer, Heart attack, Organ Failure and similar catastrophic illnesses.
Frequently Asked Questions
No. Insurance arrangements are a contract whereby one party agrees to be legally responsible for and accept another party’s risk of loss in exchange for a payment—a premium.
Medical cost sharing is a community where members agree to share medical expenses through voluntary giving. Unlike insurance, the focus of our HealthShare is to provide an avenue for members to help each other bear their immediate healthcare expenses.
Since the 1980s, health share programs have grown as a low-cost alternative to health insurance. A health share is a group of people who have agreed to help with each other’s medical costs.
Most health shares operate through monthly contributions distributed to people who need help paying medical bills. Health share programs generally have an unshared amount that an individual is responsible for paying before sharing begins.
The initial unshareable amount, or IUA, is the amount a member will pay per medical need before the HealthShare community shares in medical expenses. Our HealthShare has three IUA options: $1,000, $2,500, and $5,000 (3 Per Rolling 12 Months). The lower your IUA, the higher your monthly contribution will be.
For a medical expense to qualify towards the IUA, it must meet the Member Guidelines and be determined eligible for sharing.
Once you are a member, our HealthShare works in three simple steps:
1. Submit a Sharing Request: Unless it is an emergency, contact our HealthShare prior to any medical appointment. Our Medical Advocacy team can help you navigate your healthcare experience.
2. Present as a Self-Pay Patient: HealthShare is not insurance. At your appointment, please present as a self-pay patient.
3. Share with the Community: Eligible medical expenses will be shared among community members. When your medical need is determined eligible for sharing, our HealthShare will work with you to coordinate provider payments. As you receive bills from your provider, request itemized statements and send them through your member portal.
No. Zion HealthShare welcomes members of all walks of life regardless of religious affiliation.
Zion HealthShare may be the right fit for you if you are looking for a proven and effective alternative to health insurance. Our HealthShare offers cost-sharing for significant medical expenses and can save members up to 60% on their healthcare costs.
Zion HealthShare is not an insurance company. Neither this publication nor membership in Zion HealthShare are offered by an insurance company. Visit zionhealthshare.org to view your state specific notice.